Guides

Just because a company is providing you a credit card it doesn’t mean that you have to grab one immediately. When you make financial decisions without analyzing every aspect, you will get into trouble. So, if you are looking for a credit card, go out and shop for low-interest credit cards. Low interest will ensure...

Students typically do not have a credit score, making it pretty difficult for them to get a credit card. Luckily, however, there are companies that offer student credit cards. There is one problem though! Even students get a lot of choices when selecting a credit card. Too many choices can become challenging. Because students are...

Let us begin with a simple question: what really does cash back credit cards do? As the name suggests, they all provide cash back on your spending using those cards. Good news, however, is that you get tons of other benefits as well. But, a word of caution for you! Even though these cards provide...

Attending college is not cheap. In fact, to put it bluntly, it’s super freaking expensive. According to US News & World Report, 68% of new grads in 2011 were saddled with debt, and the average amount per student was $26,220. Ouch. Starting out in the world almost thirty grand in the hole would stack the...

Now that summer is knocking on the door, credit card companies are eagerly throwing their hats into the travel credit card ring. This week, Bank of America introduced a brand-new lineup of travel-based credit cards. According to the company, these three new cards give customers access to travel rewards without making them jump through the...

Okay, so you enrolled in college, took on a bunch of student loans, studied like crazy, and now you’re about to graduate – so don’t you think it’s about time you started getting your finances in order? If you want to have nice things later on in life, like a car or a house, you...

It’s never too early to start planning your summer getaway, and this year you can make your vacation even more enjoyable by cutting costs with a great travel credit card. Right now, credit issuers and their affiliated airlines and hotels are offering some amazing signing bonuses on their latest round of products. In addition to...

Wedding season is nearly upon us, which means that engaged couples everywhere will soon be racking up a very extensive list of charges on their credit cards. According to Learnvest, an investment tutorial website, a traditional wedding costs around $30,000 – and that’s just for the essentials. If you want the full horse-and-carriage experience, you’ll...

CBS2′s Chicago-land reporter Dorothy Tucker spent some time reviewing the very best cash back credit cards for gas rebatess recently. Everyone has to buy gas and the pain at the pump seems to grow every week. If you are looking to lessen that sting, look into paying with a rewards credit card that offers a...

Now that Halloween is over, retailers are heading full speed into their holiday season promotions. They’re lowering prices, decorating festively and bolstering their inventory for the two biggest shopping holidays of the year – Black Friday and Cyber Monday. All signs indicate that this year should be even more hectic – and profitable – than...

If you’re in your 40s, you’ve had some time to build up savings, further your career, and pay off student loans from college. But that doesn’t mean that things are easy. People in their 40s are certainly not immune to major life events that affect finances. Job loss and divorce can hit finances hard, even...

Giving a twenty year old college student a wallet full of plastic can be a recipe for disaster but with the sweeping credit card reform in the wings parents of college or university bound students can breathe a little easier. Any one under the age of twenty one requires a co-signer to get an account....

It is never good to assume that one knows the terminology and meanings behind the credit scoring system or FICO and the ratings that are contained therein.  So a review will be helpful to many.  Simply put, the credit score or rating supplies the financial world a composite look at your payment history and applies...